Best Cd Rates May 2025. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit. The best nationwide cd rate of 5.65% apy is holding its ground.

Compare the best cd rates today, drawn from our research on about 280 banks and credit unions that offer cds nationwide. To identify the best cd rates, wallethub’s editors regularly compare over 950 certificates of deposits from leading financial institutions based on apy, fees and minimum.